???? Are you on track with the Baby Steps? Get a Free Personalized Plan ???? Watch the full episode for free in the Ramsey Network app Ken Coleman & Jade Warshaw answer your questions and discuss: "We are falling behind on Baby Step 2. Should we get a debt consolidation loan?" "How do we help my father-in-law get out of debt?" "Should we change our rate of retirement investing?" " I completely trashed my credit and now I can't find a place to rent," "Everyone is telling me to file for bankruptcy, what should I do?" "What should I do with my $200,000 inheritance?" Next Steps: ? Help us make the show better by taking this short survey! ???? Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. ????? Dave Ramsey and John Delony are going on tour this month! Get tickets today ?????? Find a Ramsey Trusted Real Estate Agent ???? Start your free budget today. Download the EveryDollar app! Connect with our Sponsors: ???? Stop paying more and start shopping smarter at Aldi ???? Get 10% off your first month of BetterHelp ????Go to Boost Mobile to switch today! ???? Learn more about Christian Healthcare Ministries ???? Get started today with Churchill Mortgage ???? Get 20% off when you join DeleteMe ???? Go to FAIRWINDS Credit Union for an exclusive account bundle! ???? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ???? To find out more about student loan refinancing, check out Laurel Road ???? Visit NetSuite today to learn more ????? Use promo code RAMSEY for 18% off at The Nokbox ???? Learn more about Timothy Plan ???? Get started with YRefy or call 844-2-RAMSEY ???? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ???? The Ramsey Show Highlights ???? The Dr. John Delony Show ???? Smart Money Happy Hour ???? The Rachel Cruze Show ???? George Kamel ???? Front Row Seat with Ken Coleman ???? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices