???? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? ???? Watch the full episode for free in the Ramsey Network app. George Kamel and Ken Coleman answer your questions and discuss: "Should we sell or keep a house we regret buying?" "How do I convince my husband to use our savings to pay off debt?" "I bought a house with my ex-fiancé and now the house is going into foreclosure." "How do I plan for future debt?" "Should I focus on paying off the negative equity on my truck?" "Do I need to get a credit card to build my credit?" "My nephew is refusing to take care of his parents and the burden is now falling on us. How do we get him to start contributing?" Next Steps: ? ?Help us make the show better by taking this short survey!? ???? Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ?send us an email.? ?????Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!? ???? ??????Start your free budget today. Download the EveryDollar app!?? ????? ?Dave Ramsey and John Delony are going on tour this month! Get tickets today? Connect with our Sponsors: ???? Stop paying more and start shopping smarter at ?Aldi? ???? Get 10% off your first month of? BetterHelp? ????Go to ?Boost Mobile? to switch today! ???? Learn more about? Christian Healthcare Ministries? ???? Get started today with? Churchill Mortgage? ???? Get 20% off when you join ?DeleteMe? ???? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! ???? Save 15% on your first ?Field of Greens? order with code RAMSEY ? Find top Health Insurance Plans at ?Health Trust Financial? ???? To find out more about student loan refinancing, check out? Laurel Road? ???? Visit? NetSuite? today to learn more ????? Use promo code RAMSEY for 18% off at ?The Nokbox? ???? Learn more about ?Timothy Plan? ???? Get started with ?YRefy? or call 844-2-RAMSEY ???? Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ???? ?The Ramsey Show Highlights? ???? ?The Dr. John Delony Show? ???? ?Smart Money Happy Hour? ???? ?The Rachel Cruze Show? ???? ?George Kamel? ???? ?Front Row Seat with Ken Coleman? ???? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices