???? Are you on track with the Baby Steps? Get a Free Personalized Plan ????Watch the full episode for free in the Ramsey Network app. Ken Coleman & George Kamel answer your questions and discuss: "How can I take control of my money?" "I should be at 0% interest, but I'm not," "I was overpaid $6K, what should I do?" "Where does this fall in the baby steps?" "Should we help my mom with money?" Support Our Sponsors: ???? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ???? Learn more about Christian Healthcare Ministries ???? Get started today with Churchill Mortgage ???? Get 20% off when you join DeleteMe ???? Go to FAIRWINDS Credit Union for an exclusive account bundle! ???? Save 15% on your first Field of Greens order with code RAMSEY ???? Learn more about opening a high-yield savings account with Laurel Road ???? Visit NetSuite today to learn more ????? Use promo code RAMSEY for 18% off at The Nokbox ???? Learn more about Timothy Plan ???? Get started with YRefy or call 844-2-RAMSEY ???? Visit Zander Insurance for your free instant quote today! Next Steps ???? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ???? The New Year's Sale is on! Save big with deals to help you reach your goals. ?? Protect yourself with the right coverage—take our coverage quiz! ???? Find a Ramsey Trusted Real Estate Agent ???? Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ????? The Ramsey Show ???? The Dr. John Delony Show ???? Smart Money Happy Hour ???? The Rachel Cruze Show ???? The Ramsey Show Highlights ???? George Kamel ???? The Ken Coleman Show ???? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy