????Watch the full episode for free in the Ramsey Network app. George Kamel & Rachel Cruze answer your questions and discuss: "I took a pay cut to keep my family together," "What should I be investing in to build wealth?" "Should I combine debt with my boyfriend?" "My monthly bills are $500 more than my income" Support Our Sponsors: ???? Get 10% off your first month of BetterHelp ???? Learn more about Christian Healthcare Ministries ???? Get started today with Churchill Mortgage ???? Get 20% off when you join DeleteMe ???? Go to FAIRWINDS Credit Union for an exclusive account bundle! ???? Save 15% on your first Field of Greens order with code RAMSEY ???? Visit Helix Sleep for special offers! ???? Visit NetSuite today to learn more ????? Use promo code RAMSEY for18% off at The Nokbox ????Get started with YRefy or call 844-2-RAMSEY ???? Visit Zander Insurance for your free instant quote today! Next Steps ???? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ???? Access Ramsey’s Complete Guide to Investing for free ???? Are you on track with the Baby Steps? Get a Free Personalized Plan ????? Invest in Your Future With a SmartVestor Pro ????You could win $5,000 in the Ramsey Christmas Cash Giveaway! ????? Live Like No One Else Cruise ???? Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ????? The Ramsey Show ???? The Dr. John Delony Show ???? Smart Money Happy Hour ???? The Rachel Cruze Show ???? The Ramsey Show Highlights ???? George Kamel ???? The Ken Coleman Show ???? EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy