???? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? Dave Ramsey and Dr. John Delony answer your questions and discuss: "How can I explain to my girlfriend that if she moves in with me, I can pay down debt faster?" "I have been paying on my car since 2017, but I owe more now than the original purchase price. How is this happening?" "I am $280,000 in debt on business credit cards, should I file for bankruptcy?" "Should we buy our car that was totaled by the insurance company?" "Should I move into the parsonage for my church?" "Should I get solar panels now before the tax credits expire due to the 'Big Beautiful Bill'?" "I'm being sued by my mom's ex-landlord, should I be worried?" "Where should my family invest our nest egg?" "Should I cancel my universal index policy?" "How much can I spend on travel while in retirement?" "How do I adjust as a newly single mom?" "How can I get more income while I'm on workers' comp?" "How do we structure a prenup? My fiancé's family is crazy and I don’t want them to have access to my inheritance" Next Steps: ?? ?Help us make the show better. Please take this short survey.? ???? Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ?send us an email.? ???? ?Start your free budget today. Download the EveryDollar app! ???? Buy 1 Book, Get 1 Half Off! ??????? Get trusted insurance coverage that fits your budget. Connect with our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top Health Insurance Plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Use promo code RAMSEY for 18% off at The Nokbox Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ???? The Ramsey Show Highlights ???? The Dr. John Delony Show ???? Smart Money Happy Hour ???? The Rachel Cruze Show ???? George Kamel ???? Front Row Seat with Ken Coleman ???? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices