???????? ?Are you on track with the Baby Steps? Get a free personalized plan.????? Dave Ramsey and Dr. John Delony answer your questions and discuss: "When can I slow down from working 76 hours per week?" "How do we budget for a large expense while paying off debt?" "Should we change our will since we disagree with our son's life choices?" "We're trying to work the Baby Steps but can't seem to get ahead..." "I'm struggling to make payments on my bankruptcy..." "How do I teach my 19-year-old to handle money?" "How can I get my wife to use her inheritance to pay down debt?" "I'm $100k in debt. How do I tackle this?" "How much should I charge my son for rent?" "We can't seem to get back on track after going through a tragedy..." Next Steps: ?????? ?Help us make the show better. Please take this short survey.????? ???? Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or???? ?send us an email????. ??????? ??Start your free budget today. Download the EveryDollar app!???? ???? Get episodes early in the free Ramsey Network app! ????? Get trusted insurance coverage that fits your budget. ???? Get organized and prepared to buy or sell a home. ???? Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ???? Will an online will work for you? Take this quiz to find out Connect With Our Sponsors: Stop paying more and start shopping smarter at ????ALDI????. Get 10% off your first month of???? BetterHelp????. Go to ????Boost Mobile???? to switch today! Learn more about???? Christian Healthcare Ministries????. Get started today with???? Churchill Mortgage????. Get 20% off when you join ????DeleteMe????. Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Find top health insurance plans at ????Health Trust Financial????. Use code RAMSEY to save 20% at ????Mama Bear Legal Forms????. Visit???? NetSuite???? today to learn more. For more information, go to ????SimpliSafe????. Use promo code RAMSEY for 18% off at ????The Nokbox????. Get started with ????YRefy???? or call 844-2-RAMSEY. Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ???? ????The Ramsey Show Highlights???? ???? ????The Dr. John Delony Show???? ???? ????Smart Money Happy Hour???? ???? ????The Rachel Cruze Show???? ???? ????George Kamel???? ???? ????Front Row Seat with Ken Coleman???? ???? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices