?????????? ?Are you on track with the Baby Steps? Get a Free Personalized Plan??????? George Kamel and Dr. John Delony answer your questions and discuss: "How do I best use cash I receive from a settlement?" "My grandfather's inheritance wishes go against the Baby Steps" "Should we live with my in-laws in order to be included in their will?" "Should I build a large house to accommodate family that we're no estranged from?" "I'm $600k in debt and drowning. How do I start paying this off?" "I'm upside down on a car that needs serious repairs. What should I do?" "How do I stop investing while paying off debt?" "My husband thinks if I take a part time job it will set a bad example to our kids" "Should we use our Roth IRA to pay off our house?" Next Steps: ????How much do you need to invest each month to retire a millionaire? ???????? ?Help us make the show better. Please take this short survey.??????? ???? Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or?????? ?send us an email.??????? ???? ??Get episodes early in the free Ramsey Network app!?? ?????? ???? Your Total Money Makeover starts here. ???? Explore our high school personal finance and new economics curriculum. ??????????? ?Start your free budget today. Download the EveryDollar app! Connect with our Sponsors: Stop paying more and start shopping smarter at ??????ALDI?????? Get 10% off your first month of?????? BetterHelp?????? Go to ??????Boost Mobile?????? to switch today! Learn more about?????? Christian Healthcare Ministries?????? Get started today with?????? Churchill Mortgage?????? Get 20% off when you join ??????DeleteMe?????? Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Find top Health Insurance Plans at ??????Health Trust Financial?????? Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms?????? Visit?????? NetSuite?????? today to learn more For more information, go to ??????SimpliSafe?????? Use promo code RAMSEY for 18% off at ??????The Nokbox?????? Get started with ??????YRefy?????? or call 844-2-RAMSEY Visit?????? Zander Insurance?????? for your free instant quote today! Explore more from Ramsey Network: ???? ??????The Ramsey Show Highlights?????? ???? ??????The Dr. John Delony Show?????? ???? ??????Smart Money Happy Hour?????? ???? ??????The Rachel Cruze Show?????? ???? ??????George Kamel?????? ???? ??????Front Row Seat with Ken Coleman?????? ???? ??????EntreLeadership?????? ??????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices