????Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Dr. John Delony answer your questions and discuss: "Is it wrong to not let family borrow our car?" "Is it okay to buy gifts while paying off debt?" "Why shouldn't I get a 30-year mortgage?" "Should I "call it quits" with my husband?" "I feel guilty charging my sons rent" Support Our Sponsors: ???? Get 10% off your first month of BetterHelp ???? Learn more about Christian Healthcare Ministries ???? Get started today with Churchill Mortgage ???? Get 20% off when you join DeleteMe ???? Go to FAIRWINDS Credit Union for an exclusive account bundle! ???? Save 15% on your first Field of Greens order with code RAMSEY ???? Visit Helix Sleep for special offers! ???? Visit NetSuite today to learn more ????? Use promo code RAMSEY for18% off at The Nokbox ???? Get started with YRefy or call 844-2-RAMSEY ???? Visit Zander Insurance for your free instant quote today! Next Steps ???? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ???? Are you on track with the Baby Steps? Get a Free Personalized Plan ????? For help with investing, get connected with a SmartVestor Pro. ????You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today! ????? Reserve your seat for Summit 2025 today! ?? Get tickets to our NEW Money & Marriage Date Night virtual event ???? Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ????? The Ramsey Show ???? The Dr. John Delony Show ???? Smart Money Happy Hour ???? The Rachel Cruze Show ???? The Ramsey Show Highlights ???? George Kamel ???? The Ken Coleman Show ???? EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy