???? Are you on track with the Baby Steps? Get a Free Personalized Plan ???? Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Ken Coleman answer your questions and discuss: "How do I pay off $65k in credit card debt?" "How do I plan surprises for my wife?" "How do I stop living paycheck-to-paycheck?" "Was it a mistake to quit my job?" "The tariffs are hurting my business," "My wife hasn't filed her taxes in 3 years," Support Our Sponsors: ???? Stop paying more and start shopping smarter at Aldi ???? Get 10% off your first month of BetterHelp ????Go to Boost Mobile to switch today! ???? Learn more about Christian Healthcare Ministries ???? Get started today with Churchill Mortgage ???? Get 20% off when you join DeleteMe ???? Go to FAIRWINDS Credit Union for an exclusive account bundle! ???? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ???? To find out more about student loan refinancing, check out Laurel Road ???? Visit NetSuite today to learn more ????? Use promo code RAMSEY for 18% off at The Nokbox ???? Get your tickets for The Chosen Season 5! ???? Learn more about Timothy Plan ???? Get started with YRefy or call 844-2-RAMSEY ???? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ???? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ???? Sign up for a free training with our EveryDollar team! ????? See Dave Ramsey and Dr. John Delony LIVE in a city near you ???? Preorder Build a Business You Love Now at Ramsey Solutions ???? File your taxes with 100% accurate software that’s 20% of the price. Listen to more from Ramsey Network ???? The Ramsey Show Highlights ???? The Dr. John Delony Show ???? Smart Money Happy Hour ???? The Rachel Cruze Show ???? George Kamel ???? Front Row Seat with Ken Coleman ???? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices