???? Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & George Kamel answer your questions and discuss: "My mortgage is 50% of my income" "My friend won't let me repay him" "We're $412k in debt and I just lost my job" "My sister-in-law passed without a will". Support Our Sponsors: ???? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ???? Learn more about Christian Healthcare Ministries ???? Get started today with Churchill Mortgage ???? Get 20% off when you join DeleteMe ???? Go to FAIRWINDS Credit Union for an exclusive account bundle! ???? Save 15% on your first Field of Greens order with code RAMSEY ???? Learn more about opening a high-yield savings account with Laurel Road ???? Visit NetSuite today to learn more ????? Use promo code RAMSEY for 18% off at The Nokbox ???? Learn more about Timothy Plan ???? Get started with YRefy or call 844-2-RAMSEY ???? Visit Zander Insurance for your free instant quote today! Next Steps ???? Watch the full episode for free in the Ramsey Network app. ???? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ???? Connect with a RamseyTrusted tax pro for help with payroll and more ???? Start your free budget today. Download the EveryDollar app! ????? Get Tickets to the Money & Relationships Tour ???? Check out Front Row Seat with Ken Coleman! ????? Free Tools & Resources to Reach Your Home Goals Listen to more from Ramsey Network ????? The Ramsey Show ???? The Dr. John Delony Show ???? Smart Money Happy Hour ???? The Rachel Cruze Show ???? The Ramsey Show Highlights ???? George Kamel ???? Front Row Seat with Ken Coleman ???? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy