???? Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & Dr. John Delony answer your questions and discuss: "How do I tell my husband he needs to suck it up and get a better job?" "Should I pay off a rental property?" "I'm worried about my siblings depleting their portion of our inheritance," "My daughter claims that her classmates are spending $20/day for take-out lunches," "We're debt-free but living paycheck-to-paycheck," "Can I afford a luxury watch?" Support Our Sponsors: ???? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ???? Learn more about Christian Healthcare Ministries ???? Get started today with Churchill Mortgage ???? Get 20% off when you join DeleteMe ???? Go to FAIRWINDS Credit Union for an exclusive account bundle! ???? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ???? Learn more about opening a high-yield savings account with Laurel Road ???? Visit NetSuite today to learn more ????? Use promo code RAMSEY for 18% off at The Nokbox ???? Learn more about Timothy Plan ???? Get started with YRefy or call 844-2-RAMSEY ???? Visit Zander Insurance for your free instant quote today! Next Steps ???? Watch the full episode for free in the Ramsey Network app. ???? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ?? Get trusted insurance coverage that fits your budget. ????? For help with investing, get connected with a SmartVestor Pro. ???? Start your free budget today. Download the EveryDollar app! ???? Check out Front Row Seat with Ken Coleman! ???? Invest with confidence! Get tickets to Investing Essentials ???? Connect with a RamseyTrusted tax pro for help with payroll and more Listen to more from Ramsey Network ????? The Ramsey Show ???? The Dr. John Delony Show ???? Smart Money Happy Hour ???? The Rachel Cruze Show ???? The Ramsey Show Highlights ???? George Kamel ???? Front Row Seat with Ken Coleman ???? EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy