????????? ????Share the Ramsey 101 Playlist!?????? George Kamel and Ken Coleman answer your questions and discuss: "Can someone tell me that I need to stop trading and focus on debt repayment?" "How can we keep the IRS from taking my grandmother's retirement funds?" "We bought land with family. Should we build a house on it?" "How do I attract clients for my business?" "Should I pay off my low interest rate mortgage?" "We are losing more in fees on our universal life policy than we put in" "We moved in with my in-laws to save for a down payment. Was that a wise decision?" "How do I talk to debt collectors about settling?" "Should I sell my crypto to pay off debt?" "How do I combine finances with my wife?" Next Steps: ???????? ?Help us make the show better. Please take this short survey.??? ???? Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or????? ?send us an email.?????? ???? ?Get episodes early in the free Ramsey Network app!? ????????? ?Are you on track with the Baby Steps? Get a Free Personalized Plan?????? ????????? ?Start your free budget today. Download the EveryDollar app! ????? 5 Days. Different Deals Daily. Shop Summer Black Friday!????? ??????Get trusted insurance coverage that fits your budget.? Connect with our Sponsors: Stop paying more and start shopping smarter at ?ALDI? Get 10% off your first month of? BetterHelp? Go to ?Boost Mobile? to switch today! Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Find top Health Insurance Plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more For more information, go to ?SimpliSafe? Use promo code RAMSEY for 18% off at ?The Nokbox? Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ???? ?????The Ramsey Show Highlights????? ???? ?????The Dr. John Delony Show????? ???? ?????Smart Money Happy Hour????? ???? ?????The Rachel Cruze Show????? ???? ?????George Kamel????? ???? ?????Front Row Seat with Ken Coleman????? ???? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices