In this conversation, Albert Buu, founder and CEO of Neutron, discusses the evolution of Bitcoin and financial services in Vietnam. He highlights the changing regulatory landscape, the increasing acceptance of Bitcoin and stablecoins, and the innovative offerings of Neutron, including lending products and APIs for businesses. The discussion also touches on the challenges of KYC regulations and the future potential of Bitcoin in Vietnam's economy.Takeaways????Neutron has evolved from a payment service to a comprehensive financial platform.????Vietnam's regulatory landscape for Bitcoin is changing positively.????Stablecoins are widely used in Vietnam for transactions and remittances.????The younger population in Vietnam is driving the adoption of Bitcoin and digital finance.????Neutron's API allows businesses to integrate Bitcoin payments easily.????Lending products are becoming popular among users looking to leverage their Bitcoin holdings.????KYC regulations are becoming stricter, impacting remittance services.????The Vietnamese market is seeing a rise in Bitcoin usage due to capital flight restrictions.????Neutron aims to provide both custodial and non-custodial options for users.????The future of Bitcoin in Vietnam looks promising with increasing acceptance and usage.Timestamps:(00:00) - Intro(00:51) - What is Neutron pay?(02:05) - How does Vietnam view Bitcoin?(06:39) - Greenlight by the Vietnamese government to provide Bitcoin-related services(09:53) - Who is using Bitcoin in Vietnam?(12:10) - The role of stablecoins; General use case of Bitcoin & stablecoins among Vietnamese HNIs (16:11) - What does the Neutron Pay API offer?; Who is the end user?(24:30) - Will stablecoins transact on the Bitcoin blockchain?(26:44) - Sponsors(29:00) - Lending products & services on Neutron (LTV, liquidation scenarios, tradeoffs etc.)(39:52) - Finding capital partners for loans(43:19) - Who is the lending service for?(48:40) - Open finance vs. Closed finance; The use case of Bitcoin for remittances (51:58) - The noose of excessive regulation(55:17) - Closing thoughtsLinks: https://x.com/subnetmask https://x.com/Neutron__me https://x.com/neutronpay Sponsors:Bold BitcoinCoinKite.com (code LIVERA)Stephan Livera links:Follow me on X: @stephanliveraSubscribe to the podcastSubscribe to Substack