US investors were greeted early this morning with the news that JPMorgan Chase is buying most assets of First Republic Bank after the nation’s second-largest bank failure ever. While the deal protects First Republic's depositors, it will surely spark new concerns about consolidation in the US banking industry and how recent banking uncertainties will affect industry lending. Joining the show to discuss is Gerard Cassidy, head of US bank equity strategy at RBC Capital Markets. Also on today's show: Mark Smith, VP of humanitarian and emergency affairs at World Vision, one of the largest humanitarian agencies with a presence in Sudan. To learn more about how CNN protects listener privacy, visit cnn.com/privacy