What if you could shave 15 years off your working career? Whether you love your job or hate it, having the option to retire early on a schedule you choose is something we are all working toward. Thankfully, you don’t need 100 properties to do it. Today’s guest did it with 15, slowly building a rental property portfolio and recycling his home equity so he could scale faster and reach financial freedom sooner. Tony DeGiacomo lived with his parents for years while buying rentals. Every single dollar he made was designated for a new rental property. He knew his goal: long-term wealth through real estate, even if it took some time. Some twenty years later, he’s got 15 properties, 30 or so units, and could comfortably live off the cash flow of his first property purchases. How’d he scale his respectable portfolio? Using HELOCs (home equity lines of credit) to turn one rental into multiple. Today, he talks about the even bigger deals he’s doing, how to make money before, during, and after a crash, and the reason he’s switched from buying to building properties for better returns. Tony can comfortably retire at 50, but will he when he’s having so much fun with real estate? No matter what he chooses, you can follow his “formula” to retire over a decade earlier. In This Episode We Cover How to retire 15 years earlier with a small (but scalable) rental portfolio How to use HELOCs (home equity lines of credit) to invest in rentals faster Why it’s crucial to have active income to buy real estate (DON’T quit your day job!) Building and converting commercial properties into rentals Why real estate is the best “get rich slow” scheme for regular people And So Much More! Check out more resources from this show on ?????????????????????????????????????????BiggerPockets.com????????????????????????????????????????? and ?????????????????????????????????????????https://www.biggerpockets.com/blog/real-estate-1153 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ?????????????????????????????????????????advertise@biggerpockets.com?????????????????????????????????????????. Learn more about your ad choices. Visit megaphone.fm/adchoices